Mga Iba’t ibang Uri ng Kaibigan

(Mahalagang basahin upang mabisto kung anong uring kaibigan meron ka….mahaba nga lang.)

 

Mga Iba’t ibang Uri Ng Kaibigan

Ni Apolinario Villalobos

 

Sa pagkauso ng “BFF” o “best friend forever” na turingan, hindi maiwasang bigyan ng matamang pansin ang ganitong relasyon. Napakaswerte ng mga magkakaibigan na habang buhay na raw nga, ang halos ay pagkit na pagkakadikit sa isa’t isa sa lahat ng panahon. May mga magkakabarkada na hanggang tumanda na ay regular pa ring nagre-reunion. Ang ganitong samahan ay hindi dapat maging dahilan ng pagselos ng mag-asawa, dahil iba ang uri ng samahan ng magkakaibigan sa uri ng samahan ng mag-asawa.

 

Ang magkakaibigan lalo na yong mga magkakabata ay halos magkadugtong na ang mga pusod kung sila ay magturingan. Nangyayari ito kadalasan sa mga anak ng magkukumare at magkukumpare. Kung minsan naman ay sa magkakapitbahay. Mas malalim wika nga ang samahan dahil kung baga sa puno ay matatag na ang pagkakaugat.

 

Ang samahan ng mag-asawa ay nagsisimula kadalasan sa panahong ang babae at lalaki ay pareho nang nasa tamang gulang, at nagsisimula sa pagkikita sa paaralan, lalo na sa kolehiyo,  o di kaya ay sa trabaho. Sa bihirang pagkakataon kung minsan naman, nauuwi sa pag-aasawahan ang nagsimula sa puppy love na na-develop nang high school pa lang.

 

Sa barkadahan, wala halos itinatago sa isa’t isa ang magkakaibigan, hindi tulad ng mag-asawa na may mga nirereserba pang sekreto sa isa’t isa, lalo na yong biglang nagsama makaraan lamang ng ilang araw, linggo o buwang ligawan. Paano nga namang magtitiwala sa isa’t isa ang nagkadebelupan lang dahil sa eyeball to eyeball na nagsimula sa facebook?…na nauwi lang minsan sa isang short time sa mumurahin at masurot na motel…. naging mag-asawa na?

 

Sa magbabarkada, walang sinumpaang obligasyon ang isa’t isa, kaya walang sumbatang nangyayari. Hindi tulad sa mag-asawa na parehong pumirma sa kontrata upang magsama sa hirap at ginhawa, at ang kontratang ito ay tumitiim pagdating ng panahon na may mga anak na sila. At ang matindi pa, ang hindi tutupad sa kontrata ay makakasuhan, lalo na kung umabot sa puntong nagkasawaan at naghanap ng mga bagong kandungan ang bawa’t isa.

 

Sa magbabakarda, kung may tampo ang isa sa isa pang kabarkada, pwede siyang tumakbo sa iba pang kabarkada upang maglabas ng hinaing. May mga payong ibibigay – take them or leave them pa, may choice. Sa mag-asawa namang nagkatampuhan lalo na ang may matataas na pride, kung minsan, ang tampuhang nagresulta sa simpleng kalmutan at sampalan ay umaabante sa batuhan ng plato, baso, ispinan ng kutsilyo, at lasunan!

 

Ang tunay na pagkakaibigan ay tapat at walang kundisyon na sinusunod. Wala mang kundisyon ay mayroong nangyayaring “pakiramdaman”  batay sa prinsipyo ng kamutan ng likod, sa Ingles, “scratch my back and I’ll scratch yours. Yan ang pinakamagandang uri ng pagkakaibigan – bukal sa kalooban at nagbibigayan.

 

Sa panahon ngayon, may mga taong nakikipagkaibigan sa iba na sa tingin nila ay may pakinabang. Ito yong mga social climber na nakikipagkaibigan sa mga mayayaman o di kaya ay maimpluwensiyang tao upang mahatak din sila paitaas tungo sa mundong ginagalawan ng taong kinaibigan. Nangyayari din ito sa mundo ng pulitika kung saan, ang mga baguhang pulitiko ay pilit na dumidikit sa mga may pangalan na upang maamutan sila ng katanyagan nang sa ganoon ay umusad ang kanilang karera sa pulitika. Pagdating ng panahong tanyag na rin sila, ang mga dating dinikitan nila ay balewala na, lalo na kung nasira ang pangalan dahil sa mga kaso ng katiwalian.  Kapag tinanong ng reporter, sasabihin ng dating social climber at ambisyosong politician na ang nakakasuhan ay “minsan” na niyang nakausap, yong lang.

 

Ang nangyayari sa mundo ng pulitika ay nangyayari din sa mundo ng show business. May nakausap akong direktor sa pelikula na umaming dumikit siya kay Lino Brocka upang mawisikan man lang ng grasya ng katanyagan. Nagtagumpay siya. Dumating din ang panahon na siya naman ang dinikitan, subalit sa pagkakataong iyon, ang tinulungan niya upang magtagumpay ay hindi na kumilala sa kanya nang dumalang na ang mga offer upang magdirek ng pelikula. Yong walang utang na loob naman ay nakarma dahil nagkaroon ng kanser at naubos sa pagpapagamot ang perang naipon sa pagdidirek. Sana ang nangyari sa walang utang na loob na nagkaroon ng kanser ay mangyari rin sa mga pulitiko, para yong mga nagkakainan ng dumi ay pare-pareho nang mamatay sa kanser. Magiging sikat ang Pilipinas dahil lahat ng mga namatay na pulitiko ay kanser ang dahilan – only in the Philippines!…at maitatala pa sa Guinness Book of World Records!

 

May mga kaibigan din na doble-kara. Ito yong mga taong ayaw nilang mahigitan sila ng mga kaibigan sa lahat ng bagay. Sila yong mga nagdadaos ng party na ang pakay pala ay ipakitang mas nakakahigit sila sa karangyaan kung ihambing sa ibang kaibigan nila. Kadalasan nahuhuli ang mga taong ito sa mga salita nila mismo, tulad ng pabirong “o…meron kayo nito?” Hindi nawawala ang ganitong klaseng kaibigan sa isang grupo na kadalasan ay nauuto upang gumastos dahil sinasakyan na lang siya ng iba, lalo na sa isyu ng yaman. Siya nga naman ang may pera, kaya, sige pagastusin na lang kung gusto niyang magyabang…yan ang kadalasang sinasabi ng mga pinakikitaan ng kayabangan.

 

May mga kaibigang traidor. Ang pinakamagandang halimbawa ay ang samahan ni Hesus at ni Hudas na disipulo niya. Ipinagkanulo ni Hudas si Hesus sa ilang pirasong pilak. Sa Pilipinas, itinanggi si Janet Lim Napoles ng mga taong itinuring niyang kaibigan at inambunan ng mga ninakaw niyang pera mula sa kaban ng bayan. Ito yong mga taong ka-kodakan niya (Napoles) sa mga party niya sa mausoleo ng kanyang ama sa Pasig, may pa-toast toast pa ng alak ang mga hiyu….ta. Bandang huli pare-pareho silang “pinag-iingatan to death” ng mga guwardiya, dahil nakakulong na…friends together….anywhere…talaga lang!

 

 

 

 

Friends

Happy Friendship Day!

 

FRIENDS

By Apolinario Villalobos

 

Friends are people and as such have different characters, as no two persons are alike, not even twins. And, because of the varying characters of friends, they can be classified into several kinds:

  • Friends who use their “friends” for selfish motives.
  • Friends who boost their ego at the expense of their “friends”.
  • Friends who are actually “enemies” in disguise.

 

There are no permanent friends, as in a group, any “friend” can sow distrust resulting to a break-up. There may be reconciliation, but whatever fracture that resulted could not be totally healed. In Tagalog it means, “may lamat na ang samahan”.

 

As a simple precaution, in any “friendly” relationship, there should be restraint in revealing the total self. Only the arrogant will reveal to a “friend” about his fat bank account in order to give an impression of his being a superior financial-wise. Only the arrogant will reveal to a “trusted” colleague about his sexual escapades to prove his machismo. And, only the arrogant will reveal to a business associate the total expanse of his clout or connections to prove that he is powerful.

 

Making friends is a risky endeavor as one might accidentally connect with any of the three kinds mentioned above. In making friends, make sure that resulting detrimental situations can be handled. However, if you are any of the three mentioned above, PLEASE….change your ways, because, although, your would-be victims may not be aware of your intention, there is SOMEBODY who knows everything…HE IS UP THERE, LOOKING DOWN AT US!

Ang Pagtanaw ng Utang na Loob

Ang Pagtanaw ng Utang na Loob

Ni Apolinario Villalobos

 

Likas na sa tao ang tumanaw ng utang na loob sa kapwang nakapag-abot ng tulong sa kanya. Ito ay naipapakita sa pamamagitan ng tulong din, salita, o sa kilos man lamang.  May mga tao namang nakatulong na ayaw tumanggap ng utang na loob kahi’t na sa anong paraan, at nagsasabi na lang na ipasa sa iba ang tulong na natanggap. May iba namang tumatanggap ng utang na loob lalo na’t  nakita nila kung paanong paghirapan ng mga natulungan nila ang makapagtanaw ng utang na loob sa abot ng kanilang makakaya. May iba namang natulungan na nga ay nagawa pang pintasan ang tulong na naibigay.

 

Sa kagustuhan ko minsan na makatulong  sa isang nanay na mag-isang bumubuhay ng kanyang mga anak, at madalas na maglabas ng sama ng loob dahil sa kahirapan ng buhay, naipamili ko sila ng pang-ulam na isda at gulay, pati bigas. Nang dalhin ko sa kanila ang mga napamili at nakita niya, sabi ng nanay, “ay, kuya, hindi kumakain ang mga bata ng isda dahil nalalansahan sila”. Kaya pala sila hirap, kahi’t kapos sa pera, pinipilit ng nanay na pagbigyan ang luho nila sa pagkain, kaya ang binibili niyang pang-ulam palagi ay karne ng manok at baboy, at ang gulay ay bihirang-bihira lamang, kung magkaroon man ay repolyo– yan ang sabi niya sa akin. Mabuti na lang at hindi tinanong ng nanay kung magkano ang bigas at baka mabisto na mumurahin lamang.

 

Hindi na ako nagtagal sa kanila, bitbit ang dalawang plastic bag, dumiretso ako sa bahay ng isang kaibigan na medyo nakakaangat sa buhay. Nang iabot ko ang mga plastic bag ng mga pinamili ko, abot-abot ang kanyang pasalamat. Ang kaibigan kong ito ay volunteer sa isang parokya at kadalasang nagmamaneho ng sasakyan ng pari kung may mga lakad ito. Kung sira ang kotse ng pari, kotse niya ang kanyang ginagamit.  Minsan na akong nakasama sa kanila nang puntahan namin ang isang naghihingalong matanda sa  kanyang barung-barong, sa tabi ng isang malaking ilog sa Pasay. Yong naunang nabanggit kong pamilya naman na ang mga anak ay nalalansahan sa isda ay umaasa lamang sa paabot-abot na tulong ng kanyang kapatid na nagtatrabaho sa Japan bilang singer sa isang bar.

 

May isa namang pamilya na nagawan ko ng paraan upang may mahanap na malilipatan agad dahil pinapaalis na sila sa kanilang tirahan na pagmamay-ari ng isang masungit na landlord daw. Subali’t inamin naman ng mag-asawa na kaya sila pinaapaalis ay dahil delayed sila ng dalawang buwan sa pagbayad ng upa. Nakiusap ako sa isang kaibigan na may kaya ang pamilya at nagpapaupa ng mga apartment din, na  baka pwedeng ipagamit ang bago pa lang nabakanteng unit. Dahil kaibigan ko, hindi na ako nagdalawang salita dahil kinabukasan din ay nakalipat ang pamilyang pinaalis sa dating apartment. Para walang masabi ang kaibigan ko, ako na rin ang nagbigay ng dalawang buwang deposito. Makaraan ang mahigit isang taon, naringgan ko na ng reklamo ang kaibigan kong nalipatan ng pamilyang natulungan – madalas delayed ang upa. Nang pasyalan ko minsan ang nasabing pamilya, may nakita akong van na nakaparada sa tapat ng apartment, kanila pala. Pinatuloy nga ako subali’t naramdaman ko ang malamig na pakita sa akin- pinahalatang ayaw nila akong tumagal dahil hindi man lang nag-alok ng tubig o kape, ni hindi man lang ako pinaupo. Umalis na lang ako at nang magkita kami ng kaibigan kong may-ari ng apartment, sinabihan ko na lang na ayaw ko nang makialam sa kanyang desisyon.

 

Ang isang klasikong halimbawa ng hindi paniningil sa mga natulungan ay nang sabihin ni Hesukristo na ang pagmahal natin sa ating kapwa ay pagpapakita na rin ng ating pagmamahal sa Kanya. Hindi niya tahasang sinabi na may dapat tayong tanawing utang na loob sa kanya dahil ibinuwis niya ang kanyang buhay para sa atin. Ang isang pagmamahal na tinutukoy niya ay ang pagtulong natin sa ating kapwa.

 

Kung ang mga pipi ay nakakagawa  ng paraan para maipakita ang kanilang pasasalamat, tulad ng pagyuko man lamang, pagpapalipad ng halik patungo sa nakatulong, pagdampi ng mga daliri sa bibig, pagturo sa dibdib kung nasaan ang puso, at ang pagporma ng mga daliri upang maghugis puso, sabay turo sa tao na gusto nilang pasalamatan, tayo pa kaya na may kakayahang magsalita?

 

Bilang mga panghuling paalala:  hindi dahilan ang pagkalimot ng iba na magpaabot ng pasasalamat o magpakita nito sa anumang paraan, upang mawalan tayo ng ganang patuloy na tumulong sa ating kapwa sa abot ng ating makakaya, dahil hindi dapat magkaroon ng puwang ang pagtanaw ng utang na loob sa ganitong pagkukusa. Isantabi ang sama ng loob at ituloy lang ang pagtulong sa kapwa.

 

Thoughts of a Dreamer

THOUGHTS OF A DREAMER

By Ire Ysabelle

 

 

“Living in defense mechanisms is just a mere façade. Pick yourself up, let go of harrowing things and gut-wrenched thoughts you are a failure.” Those were silent utterances at the back of my mind after realizing that everything in my life was an outright mess. These thoughts actually came by after listening to Jack Johnson playlist while I was in Vietnam.

 

I am Ire. I am just like other people who dream…who set one’s heart for good things, inclined to just live happy. At a little past 30, I had my fair share of rejections, elfin heat heartaches, even baffled instances that would lead to toil up my way with so much effort.

 

Looking back and before having a daughter, I was that slap-happy that displayed a nonchalant sort of disposition. I reveled in solo backpacking trips around the country and abroad, taking photos of temples, countryside, food, beaches and others that take my fancy. I took pleasure out of my savings while doing online English tutorial job. Shove my ass off working for several months then travel, after which I came back again to Mindanao after 8 years of living in Iloilo where I took up AB Psychology at the University of the Philippines in Miag-ao. Then on, I habituated myself to what living is here – simple, and everything just minutes away.

 

I gained friends…and, unfortunately, gained weight. I became a Psychology instructor at the Notre Dame of Marbel University (Koronadal City) where I reaped most of my good memories. In the academe, you get to be fulfilled but at times hated for giving failing grades. That was the beauty of teaching that amused me.

 

I woke up one day to a letter of invitation for me work in Hanoi, Vietnam as Academic Coordinator at Oxford English Academy. It was a challenge that I did not let go as the opportunity promised travel and fair wage. Several times in the past, I had been to Ho Chi Minh as a backpacking tourist but never been to the cosmopolitan city of Hanoi which purportedly has four seasons. The thought of experiencing “autumn” and “winter” got me excited, so that in no time, had me packing my things and finally booked for the first available flight. And, to make the story of excitement short, I got hired.

 

In the house where I stayed, I was with Portuguese, Vietnamese, and British nationals. Weekends would see us having dinners, wine with cheese on Tuesdays. We also enjoyed short trips to Thailand and Cambodia, but enjoyed most Vietnamese cakes and coffee that drowned our yearning for home.

 

From our home, I took two-hour bus ride to school, an opportunity for me to enjoy the patter of raindrops when rain caught me along the way, making me emotional at times. I was pregnant then, and I had to say “bao” (Vietnamese for pregnant) each time I took the bus hoping that a gentleman would give up his seat for me. I find Vietnamese autumn and winter not for me as I had to wear layers of clothes and boots to keep me warm.

 

I finally decided to go back home to the Philippines in time for the “arrival” of my pretty Martina. To sustain our survival, I worked as Behavioral Management Therapist in a hospital, giving occupational therapy to children with special needs. The job was so challenging and compensating, especially, when I see the happiness of parents whose children have gained improvement…a priceless reward for me as it manifested success on my part.

 

My love for food made me come up with Abrazo Rustico Resto-Café in Tacurong City. As I love challenges, it also gave me an opportunity to sort of test the waters of café business, as well as, provide a cozy nook for food trippers and coffee lovers like me. Initially, the café was located at the City Plaza building, and staffed with hardworking and eager team. Today, it is located along the highway, beside the Dragon gas station, a few steps from the NDTC campus.

 

Having still extra time on hand, I continued my behavioral management endeavor and came up with Little Hands Day Care, a small clinic catering to the needs of special children to help them overcome their disability. I knew it would entail understanding, patience…patience…and, more patience but I did not mind. My Martina has been giving me more inspiration that I could ask for. She has been helping me understand my purpose in life, thus, avoiding feeling emotionally kicked out of poor frustration and tolerance.

 

Today, as I recall my life inside a Vietnamese bus, tackling the 2-hour drive to my job in Hanoi makes me smile. Yes, I enjoyed my stay in Hanoi, what with the sight of long traffic of motorcycles that gave me fear in crossing the street, the bone-tearing winter, the smell of mint leaves, the super bitter coffee I still crave for, generous multi-national friends, and sunset viewed from Westlake. Despite the unexplained feeling of living in a strange place, I was immensely enjoying myself.

 

That is how it is with me…with my firm resolve in doing things despite failures at times. I must admit that I am a dreamer and this tendency even makes me forget my flights for Asian backpacking sorties…and, which happened twice! Well, that is life and I know that it can happen as I gain more maturity.

IRE YSABELLE

 

 

Marlyn “Nene” Dampog…young mother at 16, successful businesswoman at 53 and proud mother of Notre Damians

Marlyn “Nene” Dampog…young mother at 16, successful businesswoman at 53

and proud mother of Notre Damians

By Apolinario Villalobos

 

There’s more to the smile of Nene who sells any fruit in season along the highway going to barangay San Pablo of Tacurong City. She had been through the harrowing trials as a young mom at 16 and a single mom before she reached 20. Her parents were from Iloilo who migrated to Kapingkong a rice growing barangay of Tacurong.

 

Looking back her younger days, she told me that to be able to help her parents, she became an itinerant vendor when she was in Grade 3. She sold just anything, such as balut (boiled unhatched duck egg), rice cakes and fruits. She confided that she used to climb the high fence of the National Food Authority (NFA) instead of taking the circuitous footpath that led to the compound’s gate to be able to bring her basket of goodies to the employees quickly. Despite all the hardship, she was able to finish her high school, but fortunately, settled down at the young age of 16.

 

She doubled her effort as a vendor when she became a single mom. During the early 70s, she did not need much capital as her supplier trusted her with the then, prevailing “alsada system” or consignment. That was how she was able to earn and save more money to expand her “business”. She would also carry on her head sacks of fruits, herself, to save on the porterage.  During the time, her three daughters were in high school and as they would transfer from one rented shack to another, one of her daughters tearfully told her that in school, she was taunted that they lived like chicken. She consoled her daughter not to mind her classmates who looked down on her. To save on food, Nene and her daughters subsisted on a “pastil” each (a one-dish meal of rice topped with a spoonful of shredded chicken and wrapped in banana leaf) as breakfast.

 

As a single hardworking mom, she almost spread herself too thinly…and there were times when she felt like giving up. But, seeing how her daughters diligently pursued their studies despite financial difficulties, she more than doubled her courage and effort. She confided that did not attend a single meeting in school because her time was devoted to earning their daily subsistence. All her daughters graduated from the Notre Dame of Tacurong Girls’ Department, today, Sienna College and it was only during such occasion that she really took time to show herself up in school.

 

She is consoled today by the thought that she did not buckle down despite various pressure in her life and instead, has been able to have two daughters finish Nursing course, with the third, that of BS Commerce. Still selling fruits at 53, Nene, does not mind as her weariness at the end of the day is vanished by the giggles of her four grandchildren. They have their own big house in barangay San Pablo. She ended our conversation with her parting words, “nobody should be ashamed to work hard in order to survive”.

 

 

Remembering Sarah Jane Salazar (the first Filipina HIV-AIDS victim)

Remembering Sarah Jane Salazar

(the first Filipina HIV-AIDS victim)

By Apolinario Villalobos

 

During the time that Manila was gripped with the detection of HIV-AIDs among the sex workers, I was just reading about the news that were splashed on the pages of tabloids, until the name, Sarah Jane Salazar was mentioned as the first  victim. Her photos accompanied news and commentaries about the disease. She was very young and beautiful. Never did I expect that I would meet her….

 

Four times, as I would leave the gates of our subdivision as early as five in the morning for work, I would see an attractive young girl sitting in the waiting shed of the tricycle terminal. She was always puffing a cigarette and would courageously stare back at me as I made my way to the jeepney stop by the highway. On the fifth time, she returned my smile and that was the time that I finally recognized the face – she was Sarah Jane. As I already knew from write ups that she hailed from Cotabato, I spoke to her, but asked which Visayan dialect she knew, Hiligaynon or Cebuano. She said she knew both.

 

From then on, I would sit by her in the waiting shed for a few minutes every morning before making my way to the jeepney stop. She told me that she was boarding in the house of her “manager” not far from our subdivision, and, that she made it a habit to take a few minutes of rest in the waiting shed before finally taking a tricycle ride home. She was then working as a guest relations officer (GRO) and the manager she mentioned was her real manager in the joint. I did not know that she was referring to a woman I knew as her landlady. She was all praises for her landlady who showed her motherly love while the rest of her friends began to drift away when they learned about the sickness that she was carrying. In fact, she even had a close relationship with her landlady’s son who also pitied her.  The relationship, though, did not last long.

 

When I asked her about what I read in tabloids, she honestly admitted them without batting an eyelash and a tone of sadness. That was how I began to admire her toughness. She told me about the poverty that her family was suffering back home which forced her to work in beer joints even as an adolescent, adding that all she wanted was to help her family. Her frail frame barely stood at less than five feet. She had smooth brown skin and heart-shaped face with a ready smile, a beautiful face, though petite in physical structure.

 

After less than a month of friendly encounters, I no longer found her in her usual corner of the shed. I found out that she transferred to another boarding house somewhere in Pasay City. Later I came across interviews of Justo C. Justo, a Councilor of Pasay City who claimed that Sarah Jane was in his care and he was planning to sponsor a project about HIV-AIDS. I thought it was something like regular check- ups for sex workers or free hospitalizations. I was shocked when I learned that it was about a nude statue of Sarah that will be erected on a strategic portion of the EDSA extension, within the Pasay area. According to him, it will “ immortalize” Sarah Jane as the first Filipino victim of the dreaded disease, a reminder for the rest who would be careless about their sexual practice. When I contacted Sarah by phone, she told me that she did not know about it and that was the first time that I hear her cry. Good thing, the project did not materialize, as the local citizens perceived it as immortalizing the dreaded disease at the expense of Sarah Jane.

 

Months after, I saw on TV that Sarah was living in with a boy, barely past his teen years and who fathered what she was carrying for a couple of months that time. Comments about such carelessness were printed in tabloids. The parents of the boy were being accused of negligence. Sarah was already adamant and uncooperative during interviews until she finally gave birth to the child. I lost track of her after that.

 

I just learned that she was confined in a government hospital with facilities for HIV-AIDS victims due to her rapidly deteriorating health when it was flashed on TV. For the last time, I visited her and gave her the original handwritten copy of the poem I composed. I told her that I made the poem several days after our meeting in Cavite. I did not ask about her young husband or the child supposedly in his care. She cried (for the second time) after reading the poem in Filipino. I honestly told her that it was my last visit, so that she can have more time for rest. Her last words for me almost in whisper were, “sige lang manong, okey lang ako, daghang salamat…damo gid nga salamat” (it’s alright manong, I am okey…thank you very much…thank you very much.)

 

How many Sarah Janes do we still see around us roaming the streets of the cities throughout the country at night or entertaining customers in beer joints? They who are carrying responsibilities on their shoulders to augment the income if there is, of their parents? They who are supposed to be carrying bags of notebooks and books on their shoulders to school?….. They who are robbed of financial benefits as young citizens, by greedy government officials and politicians – all, without conscience?!!

 

(Note: “daghang salamat” is Cebuano/ Visayan, while “damo gid nga salamat” is Hiligaynon/Visayan, and both means “thank you” in English).

Ang Utang

Ang Utang

Ni Apolinario Villalobos

 

Tatlong uri ang utang – ang may collateral, ang walang collateral, at ang utang na loob.  Ang may collateral ay talagang negosyo dahil may pirmahang nangyayari, subalit ang walang collateral ay maituturing na banal dahil nakasandal lang sa tiwala sa pagitan ng magkakaibigan. Ang pagkakaroon naman ng utang na loob ay nangyayari sa panahon ng pangangailangan ng inaabutan o nag-aabot.

 

Ang collateral ng SSS o GSIS loan ay ang naipong contribution ng umuutang na miyembro. Sa mga malakihang utang na ang pinapataw na interes ay kapareho na halos ng Bombay style na 5/6, and kalimitang collateral ay bahay at lupa o upa, o di kay ay kotse at alahas na mamahalin. Sa ganitong uri ng utangan, kadalasang panalo ay ang nagpautang makapag-remata man o hindi dahil sa laki ng interes. Marami pang ibang utang na tulad ng nabanggit.

 

Sa mga walang collateral na utangan sa pagitan ng magkakaibigan, ang batayan ay ang magandang samahan, at ang iba ay “pay when able” pa. Masaya ang ganitong uri ng utangan dahil sa nangyayaring “taguan” kapag nakahalata ang nagpautang na ang kaibigang umutang ay walang intensiyong magbayad. Ibig sabihin, inabuso ng umutang ang magandang samahan. May umuutang pa na nanunumbat kapag siningil na kung ang nagpautang naman ang nangailangan. Sasabihin ng balasubas na kaibigan sa kawawang inutangan na, “ang yaman-yaman mo na nga naniningil ka pa”. Ugaling hudas ang ganitong uri ng kaibigan na sana ay tamaan ng kidlat!

 

Ang “utang na loob” ang pinakamatinding uri ng utang at maraming bansa ang nasira dahil diyan. Sa panahon ng kampanyahan para sa eleksiyon, namimigay ng pera ang mga tusong kandidato. Ang makakatatanggap ay automatic na nagkaroon ng utang na loob kapag tinanggap niya ang pera na sa katotohanan ay halaga ng boto niya. Kapag nanalo ang namili ng boto, ang mga taong naging biktima niya ay nagkaroon ng utang na loob. Wala na silang magawa kapag nangurakot ang nanalong kandidato sa kaban ng bayan upang mabawi ang nagastos na pinambili ng mga boto!….ganyan sa Pilipinas!…kaya hindi nakapagtataka kung bakit lugmok na lugmok ang mga Pilipino sa mahirap i-describe na pagdurusa. Marami pang ibang uri ng utang na loob na kung ililista lahat ay aabutin ng maraming pages.

 

Ang pinakamadaling bayaran na utang ay ang utang sa Panginoon dahil sa pagbigay Niya sa atin ng buhay. ANG MGA SIMPLENG KABAYARAN LANG SANA AY: MAGPAKABAIT TAYO, MAKISAMA NG MAAYOS SA ATING KAPWA, HUWAG MANLAMANG….AT HIGIT SA LAHAT MAGMAHAL AT MAGRESPETO SA KANYA. BAGO TAYO MAMATAY MAGBAYAD TAYO NG MGA UTANG LALO NA SA ATING PANGINOON!